Mortgage Services

Thank you for your Interest in applying for a mortgage loan with Universal Mortgage, LLC. Below, you will find a list of items that we will need to accurately process your mortgage application:

Document Checklist

  • Identification:
    Two Form of ID(s)
  • Income:
    Last 30 Days Consecutive Pay Stubs, W-2 employee Last 2 Years of W-2(s)/ 1099(s)
    Last 2 Years of Personal Tax Returns (All Pages)
    If Applicable, Social Security Awards Letter
    If Self-Employed, Year-To-Date Profit & Loss Statement
    If Business Owner, Last 2 Years of Business Tax Returns (All Pages) If Using Rental Income, Fully Executed Lease Agreement
    If Using Child Support Income, Divorce Decree & Proof of Deposit
  • Assets:
    Last 2 Months of Bank Statements (All Pages)
    Last 2 Months of Statements of Other Assets (i.e. 401K, CD, Pension, etc.)

  • If Currently Paying a Mortgage Loan:
    Mortgage Statement(s)
    Proof of HOA Payment (Ex. Coupon Slip or Invoice) Homeowner’s and Flood Insurance Policy
  • If Purchase
    Sales Contract and Copy of Earnest Money Deposit

Schedule an Appointment

PDF Documents Download

Universal Mortgage

Important Notice
Once your application is in process:

  • Do Not Have Any One Pull Credit

  • Do Not Make Any Large Cash Deposit(s)

  • Do Not Make Any Large Purchase(s)


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