Thank you for your Interest in applying for a mortgage loan with Universal Mortgage, LLC. Below, you will find a list of items that we will need to accurately process your mortgage application:
Document Checklist
- Identification:
Two Form of ID(s) - Income:
Last 30 Days Consecutive Pay Stubs, W-2 employee Last 2 Years of W-2(s)/ 1099(s)
Last 2 Years of Personal Tax Returns (All Pages)
If Applicable, Social Security Awards Letter
If Self-Employed, Year-To-Date Profit & Loss Statement
If Business Owner, Last 2 Years of Business Tax Returns (All Pages) If Using Rental Income, Fully Executed Lease Agreement
If Using Child Support Income, Divorce Decree & Proof of Deposit Assets:
Last 2 Months of Bank Statements (All Pages)
Last 2 Months of Statements of Other Assets (i.e. 401K, CD, Pension, etc.)- If Currently Paying a Mortgage Loan:
Mortgage Statement(s)
Proof of HOA Payment (Ex. Coupon Slip or Invoice) Homeowner’s and Flood Insurance Policy If Purchase
Sales Contract and Copy of Earnest Money Deposit
PDF Documents Download
Important Notice
Once your application is in process:
Do Not Have Any One Pull Credit
Do Not Make Any Large Cash Deposit(s)
Do Not Make Any Large Purchase(s)
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